VIEWAPP: How digital inspections enhance corporate insurance
The role of inspections in insurance cannot be overestimated: they are involved in underwriting and claims settlement. Mostly, objects such as cars, flats, and country houses are inspected, but this only applies to insurance for individuals.
When it comes to corporate insurance, we see a huge variety of more complex objects, such as:
- factories
- production lines
- fleets of specialised equipment
- aircraft
- helicopters
- office premises
- factories
- equipment and much, much more.
The complexity of corporate objects requires more thorough inspections, because the scenario for a digital inspection of a passenger car is very different fr om the inspection of, for example, a production workshop or an entire vehicle fleet.
At the same time, corporate insurance rates are higher: the more expensive and larger the object, the more serious the potential damage, and therefore the more attractive it becomes to fraudsters. One unreliable inspection can cost millions. Therefore, the quality, reliability and security of inspections become key elements of insurance reliability.
VIEWAPP, a digital platform that adapts inspection scenarios to specific types of objects, effectively fights with this task. For corporate clients, this means that the procedure will be performed strictly according to the regulations, taking into account all key parameters.
Photos and video materials are thoroughly checked, including analysis by neural detectors. For experts, this is an amazing tool with automatic signals about non-compliance. Photos and video materials are subject to deep verification, including analysis by neural detectors. For experts, this is an amazing tool with automatic signals about discrepancies and anomalies in the materials and the ability to add explanations and feedback not only to the inspector, but also to other experts.
The VIEWAPP intelligent digital inspection system provides a high level of data protection and prevents the possibility of undetectable substitution or retouching of photos, which is especially important when inspecting expensive equipment or strategic facilities. All materials undergo algorithmic verification to enhance the work of experts, which allows attempts at falsification to be detected at the stage prior to the conclusion of a contract or payment. This approach provides insurers with confidence in the accuracy of information, and corporate clients with transparency and efficiency of interaction.
In addition, we do not forget about the needs of reinsurance, when digital inspections with data protection from the insurer become the basis for transfer to reinsurance — all in a single format and at the highest security standard — absolutely all participants win.
An important advantage of VIEWAPP in corporate insurance is its scalability. The platform is equally effective in handling individual inspections and large insurance programmes involving dozens or hundreds of objects. This is particularly important not only in insurance, but also for industrial clients, logistics companies, the agricultural sector, aviation and leasing, and freight transport — areas wh ere property risks are significant and data reliability requirements are extremely high.
For the insurer, this means the ability to accurately verify the insured property, which is critical both at the underwriting stage and when a loss occurs. And for the reinsurer, it means a guarantee that the data transmitted is verified, formatted to a single standard, and protected from distortion.
Digital inspections with intelligent verification and complete transparency of history become the basis of trust between all participants in the insurance chain. VIEWAPP acts as an element of systemic stability in this process, reducing the risk of underestimation, erroneous tariff rates or manipulation of insurance objects.
Thus, VIEWAPP not only helps to "inspect the object", but also becomes part of the professional infrastructure of insurance reliability, which can be relied upon in high-risk and capital-intensive areas of insurance.