In today’s financial landscape, trust and efficiency are the cornerstones of successful lending. Banks are under increasing pressure to speed up secured loans while maintaining strict risk controls. In this context, the ability to verify the existence, condition, and location of collateral assets becomes mission-critical. VIEWAPP offers a breakthrough digital solution that empowers banks to manage collateral verification remotely — securely, accurately, and at scale.

What is VIEWAPP?

VIEWAPP is a mobile-based digital inspection platform designed for remote assessment of collateral property. Whether it’s vehicles, real estate, equipment, or inventory, VIEWAPP enables banks to conduct inspections in minutes — without physical visits or paperwork — with guaranteed data authenticity.

The platform is already used by major banks, leasing companies, and insurers, and for example, has recently been adopted by MICB as the first success case in Moldova.

Accelerated loan origination

With VIEWAPP, collateral inspections no longer require field agents or time-consuming logistics. Borrowers can perform inspections themselves via a guided mobile app, and all results are instantly visible to bank analysts.

This reduces time-to-decision from days to minutes, significantly accelerating the secured lending process.

Stronger Risk Management

VIEWAPP combines multiple layers of anti-fraud protection:

Geolocation tracking with anomaly detection (e.g. unrealistic movement speeds or fake coordinates)
Photo integrity verification, including AI-based detection of screen photos and duplicates
Metadata and time-stamp analysis
Scenario-based shooting to ensure inspections follow bank-defined rules

As a result, banks gain a reliable digital footprint of each inspection — far more secure than paper-based methods.

Significant Cost Reduction

Banks using VIEWAPP reduce operational costs by up to 70%, thanks to:

Eliminated travel and logistics for inspectors
Reduced reliance on third-party verification agents
Less manual work and fewer human errors
No need for paper documents or in-person handovers

One back-office expert with VIEWAPP can review hundreds of inspections per day with total control.

Seamless Integration

VIEWAPP is built for easy integration into banking ecosystems:

API and SDK access for CRM and back-office systems
White label customization for brand consistency
Offline mode for remote or low-connectivity areas
Customizable workflows based on asset types and loan products

This makes VIEWAPP flexible enough for consumer lending, SME credit, leasing, and real estate finance.

Scalability and Transparency

VIEWAPP allows banks to monitor the condition of collateral assets throughout the loan lifecycle — not just at origination. This supports:

Periodic re-inspections for high-value assets
Early detection of damage or disappearance
Transparent evidence in case of disputes or claims

Such visibility enhances portfolio quality and strengthens compliance with internal and external audit requirements.

Real Results in Action

The results in our partner banks show the following factors:

Reduced processing time per loan application
Seamless borrower experience
Verified documentation ready for digital decision-making

Digital bank inspections create a clear competitive edge.

Future-Ready Banks Choose VIEWAPP

Banks that adopt VIEWAPP don’t just digitalize — they transform how they manage risk, serve customers, and scale operations.

From fraud prevention to faster lending and cost savings, VIEWAPP offers a proven, modern toolset for forward-thinking banks.

Ready to see it in action?

What is VIEWAPP?

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