Insurance companies have to carry out numerous inspections, and it is not only the objects of private individuals, such as a car, flat or country house: there is a large volume of other objects whose condition needs to be controlled and monitored. Commercial and industrial facilities need close attention for several reasons: the provision of a modern level of corporate insurance, the risks associated with these objects and the impressive sums insured.
For example, a fire in a warehouse can be a real disaster for both the policyholder and the insurer if the pre-insurance inspection fails to take into account the critical points for insurance, and if the declared insured event, for example, is mistaken about the original condition of the property, when damage not related to the insured event can be claimed.
Each insurer has its own methods of conducting corporate inspections, many of which are still in pre-digital form, and this brings with it a number of inconveniences and disadvantages related to physical visits to perform inspections, as well as low data security and lack of automation, which the digital transformation of the inspection process can provide.
VIEWAPP's digital inspection platform solves a whole set of corporate insurance problems at once:
- A detailed inspection scenario for any commercial and industrial facility, tailored to the specifics of the insurer's inspections. This scenario assumes that it can be carried out not only by the insurer's inspector, but also by the policyholder.
- Data protection of digital inspections, also taking into account their specifics (geolocation, complex check from various sensors, data reconciliation automatic and with the involvement of artificial intelligence). A high level of protection allows you to cut off fraud and manage reliable data.
Many corporate inspections can be performed not only by the insurer's inspectors, for example, inspections of special equipment in remote areas with VIEWAPP can be easily delegated to policyholders: a detailed script and prompts from start to finish will guide the user and end with the successful transfer of the materials made for examination.
VIEWAPP also provides digital Multi inspections and their convenient examination: Multi inspections are exactly the need of corporate insurance, when various related objects are present in one general inspection. With VIEWAPP's multi-inspections, they are not only easy to carry out (e.g. distributed among different inspectors), but also to control the results obtained: underwriting, various assessments and calculations.
The VIEWAPP digital inspection platform is an excellent solution for an insurance company that needs a fast and efficient digital transformation of the inspection process. It will digitise not only simple inspections for individuals, but also complex corporate inspections, resulting in a complete end-to-end digital inspection cycle.